[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lafit.cz\/za-hypoteku-muzete-rucit-libovolnou-nemovitosti\/#Article","mainEntityOfPage":"https:\/\/www.lafit.cz\/za-hypoteku-muzete-rucit-libovolnou-nemovitosti\/","headline":"Za hypot\u00e9ku m\u016f\u017eete ru\u010dit libovolnou nemovitost\u00ed","name":"Za hypot\u00e9ku m\u016f\u017eete ru\u010dit libovolnou nemovitost\u00ed","description":"V\u011bd\u011bli jste o tom, \u017ee nebankovn\u00ed hypot\u00e9ku m\u016f\u017eete z\u00edskat i oproti pozemku? Ano, i pozemek m\u016f\u017ee b\u00fdt vhodnou z\u00e1rukou za to, \u017ee sv\u016fj \u00fav\u011br budete pravideln\u011b spl\u00e1cet. Hypot\u00e9ka na pozemek je proto stejn\u011b re\u00e1ln\u00e1 jako i hypot\u00e9ka na dru\u017estevn\u00ed byt \u010di klasick\u00e1 hypot\u00e9ka na d\u016fm. Ve skute\u010dnosti jde toti\u017e hlavn\u011b o to, jak\u00e1 je aktu\u00e1ln\u00ed […]","datePublished":"2019-09-16","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.lafit.cz\/author\/#Person","name":"","url":"https:\/\/www.lafit.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lafit.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lafit.cz\/wp-content\/uploads\/img_a343883_w1709_t1557226935.jpg","url":"https:\/\/www.lafit.cz\/wp-content\/uploads\/img_a343883_w1709_t1557226935.jpg","height":0,"width":0},"url":"https:\/\/www.lafit.cz\/za-hypoteku-muzete-rucit-libovolnou-nemovitosti\/","about":["Pen\u00edze"],"wordCount":418,"articleBody":"         V\u011bd\u011bli jste o tom, \u017ee nebankovn\u00ed hypot\u00e9ku m\u016f\u017eete z\u00edskat i oproti pozemku? Ano, i pozemek m\u016f\u017ee b\u00fdt vhodnou z\u00e1rukou za to, \u017ee sv\u016fj \u00fav\u011br budete pravideln\u011b spl\u00e1cet. Hypot\u00e9ka na pozemek je proto stejn\u011b re\u00e1ln\u00e1 jako i hypot\u00e9ka na dru\u017estevn\u00ed byt \u010di klasick\u00e1 hypot\u00e9ka na d\u016fm. Ve skute\u010dnosti jde toti\u017e hlavn\u011b o to, jak\u00e1 je aktu\u00e1ln\u00ed tr\u017en\u00ed hodnota v\u00e1mi zvolen\u00e9 nemovitosti \u2013 pr\u00e1v\u011b tento \u00fadaj je naprosto kl\u00ed\u010dov\u00fd pro posouzen\u00ed, zda takov\u00e1 z\u00e1ruka za \u00fav\u011br bude sta\u010dit. Nicm\u00e9n\u011b vy sami si oce\u0148ov\u00e1n\u00edm v\u00e1mi zvolen\u00e9 nemovitosti na\u0161t\u011bst\u00ed nemus\u00edte l\u00e1mat hlavu. O v\u0161echno nezbytn\u00e9 se m\u00edsto v\u00e1s postar\u00e1 z\u00e1stupce nebankovn\u00ed spole\u010dnosti, kter\u00fd zajist\u00ed i pot\u0159ebn\u00fd odhad takov\u00e9 nemovitosti. Vlastn\u011b to jedin\u00e9, co vy sami budete muset ud\u011blat, je vyplnit kr\u00e1tk\u00fd online formul\u00e1\u0159 na webov\u00fdch str\u00e1nk\u00e1ch nebankovn\u00ed spole\u010dnosti \u2013 opravdu jen tak m\u00e1lo v\u00e1m posta\u010d\u00ed k tomu, abyste m\u011bli \u00fav\u011br brzy v kapse. Do tohoto formul\u00e1\u0159e zad\u00e1te nejen sv\u00e9 osobn\u00ed \u00fadaje, ale tak\u00e9 adresu nemovitosti, kterou pou\u017eijete jako z\u00e1ruku za \u00fav\u011br. A jakmile z\u00e1stupce spole\u010dnosti v\u0161e prov\u011b\u0159\u00ed, tak se v\u00e1m ozve s konkr\u00e9tn\u00ed nab\u00eddkou \u2013 budete tak m\u00edt naprosto jasno v tom, jak vysok\u00fd m\u016f\u017ee v\u00e1\u0161 \u00fav\u011br b\u00fdt, i za jak\u00fdch podm\u00ednek ho m\u016f\u017eete \u010derpat. A z\u00e1le\u017e\u00ed jen na v\u00e1s, jak se rozhodnete \u2013 zda tuto nab\u00eddku p\u0159ijmete \u010di nikoli. Ov\u0161em pokud jde o \u010derp\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky, m\u011bli byste v\u011bd\u011bt i to, \u017ee existuje je\u0161t\u011b jedna podm\u00ednka, kterou je nezbytn\u00e9 naplnit \u2013 a tou je pravideln\u00fd p\u0159\u00edjem v takov\u00e9 v\u00fd\u0161i, abyste z n\u011bj mohli hradit v\u00fddaje s \u00fav\u011brem spojen\u00e9, tedy spl\u00e1tky jistiny plus \u00faroky. Jist\u011b v\u00e1s pot\u011b\u0161\u00ed, \u017ee nebankovn\u00ed hypot\u00e9ku m\u016f\u017eete \u010derpat i v situaci s ni\u017e\u0161\u00edm p\u0159\u00edjmem, a pokud by byl n\u00e1hodou a\u017e p\u0159\u00edli\u0161 n\u00edzk\u00fd, st\u00e1le m\u00e1te je\u0161t\u011b jednu mo\u017enost, jak v\u0161e vy\u0159e\u0161it \u2013 sta\u010d\u00ed, kdy\u017e si ve sv\u00e9m okol\u00ed se\u017eenete ochotn\u00e9ho spoludlu\u017en\u00edka, kter\u00fd se sv\u00fdmi p\u0159\u00edjmy zaru\u010d\u00ed za va\u0161i p\u016fj\u010dku. M\u016f\u017ee to b\u00fdt kdokoli, kdo v\u00e1m vyjde vst\u0159\u00edc.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Za hypot\u00e9ku m\u016f\u017eete ru\u010dit libovolnou nemovitost\u00ed","item":"https:\/\/www.lafit.cz\/za-hypoteku-muzete-rucit-libovolnou-nemovitosti\/#breadcrumbitem"}]}]